Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000.  Higher limits may also be available.

Insurance protection that covers what many homeowner’s policies don’t. A flood can be one of the most devastating types of losses. The right coverage is unique to you in Long Island. Call us to find out how to protect your family and your future, today. 

If you have special valuable items such as jewelry, art, antiques or collectibles, ask about Valuable Articles policies which provides broad coverage and no deductible in the event of a covered loss. Coverage for these special items is usually limited on your everyday homeowner's insurance policy.

We love our pets like we love our own children! Unfortunately, those unexpected vet visits can add up quickly. Pet insurance can help keep costly veterinarian bills manageable. Some policies can even cover routine wellness visits. Call us today and we will help you find the right policy for one of the most important members of your family.

Whether at a venue or at your home, this policy helps protect you as the event holder. If someone causes damage to the venue or gets injured at your event, you want to be protected properly. Call us today to discuss your options.